Financing with Our Dealership

Bob Tomes Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Bob Tomes Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Bob Tomes Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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The Finance Department at Bob Tomes Ford

So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does the word finance bring chills to your spine? Fear not, Plano TX, Frisco TX, Princeton TX, Anna TX and Allen TX drivers, the Bob Tomes Ford finance team is ready to help! Our team of in-house finance experts will work with Mckinney drivers to find a payment solution that fits within your unique needs. Here at Bob Tomes Ford, our finance team is well connected to a vast lending network that helps to ensure that Plano TX, Frisco TX, Princeton TX, Anna TX and Allen TX drivers can land a fair finance deal.

Find the Auto Financing that Fits You Best

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Apply for Financing & Work with Our Team at Bob Tomes Ford

We can help you by entering your information into this easy and secure form and letting our team take a look. We can help you learn what financing terms you qualify for, and whether to lease or buy. Our team is standing by in Mckinney to help you bring home the right F-150, Bronco Sport, Explorer, Bronco or F-250 today. Contact us to learn more.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Bob Tomes Ford

    950 S Central Expressway
    McKinney, TX 75072

    • Sales: 214-544-5000
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Get in Touch

  • Contact our Sales Department at: 214-544-5000
  • Monday8:30am-9pm
  • Tuesday8:30am-9pm
  • Wednesday8:30am-9pm
  • Thursday8:30am-9pm
  • Friday8:30am-9pm
  • Saturday8:30am-8pm
  • SundayClosed